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© 2025 All rights reserved. PHI Direct Pet Health Insurance policies are underwritten by Accelerant Insurance Company of Canada (formerly Omega General Insurance Company) or GPIC Insurance Company, and are sold and distributed by Canada Pet Health Insurance Services, Inc. dba PHI Direct, 309-1277 Lynn Valley Road, North Vancouver, BC, V7J 0A2. PHI Direct is available in all provinces and territories, excluding Quebec. PHI Direct, the PHI Direct Design, "Fluff-free Pet Health Insurance" and related words and slogans are trademarks used under license. To verify your underwriter, please consult the declaration page of your policy or contact us at 1.855.600.7072.

*Coverage subject to terms and conditions, applicable waiting periods, deductions and co-insurance, policy limits and exclusions. Always refer to your insurance policy for information about your coverage. Pre-existing conditions that occur prior to the expiry of the applicable policy waiting periods are excluded from coverage.

In case of discrepancy, the insurance contract prevails over general information available on this site. Any policy related changes made on this site will not be effective until you receive confirmation. Individual circumstances may vary. You may wish to contact one of our licensed insurance advisors if you need advice about your insurance needs.

Telehealth Support is offered through Vetsdirect Limited.