The PHI Direct Plan
Most pet insurance plans’ premium prices are impacted by the claims made year-over-year by its members overall. This is why rates over time can increase astronomically!
But with PHI Direct, instead of paying for other pets' claims, each new policy year all conditions experienced in the prior policy year are considered pre-existing and everyone gets a fresh slate; so premiums stay low.
Say goodbye to the unfair pricing practices of other providers, and say hello to consistently lower premiums with PHI Direct.